The following is a question that was sent to CNN’s “Where money and ethics meet” column written by Dr. Jeanne Flemming, Ph.D and Leonard Schwartz:
His question:“I’m planning to ask my girlfriend to marry me, and here’s the problem: I’m building us a new home, so cash is tight. While I want to give Stacy a diamond solitaire, I don’t have the money. My plan is to buy her a synthetic “diamond,” then replace it with a real one as soon as the house is finished and I get a little ahead. Must I tell Stacy the truth about the ring up front, or can I wait until I give her the real diamond?”
My first thoughts on this question are why is this being posed to a money related business world web site such as CNN? My immediate impression was that the young man was “looking” for a specific answer. He was not really interested in the emotional and heartfelt side of this issue. Instead this man was hoping to hear a practical, money related answer that would provide justification for his belief. In my opinion his belief is that the wedding ring is far less important than the financial investment a house represents.
Even more disturbing and surprising was the answer provided by Flemming and Schwartz. Here is their direct advice to our young man:
Their answer: “Tell her when you give her the ring. Unless Stacy is different from most women, she’s going to show off that ring to all her friends and family. Imagine how foolish she would feel, then, if she were to learn later that the stone she’d told everyone was a perfect diamond was nothing more than a perfect fake. She’d be humiliated, of course, and you’d look like a loser for putting her in that situation.”
My answer to Dr. Flemming, Mr. Schwartz, and our young man: Are you kidding me? How in the world do you WAIT until the night you are on bent knee to tell the woman you love, for the rest of your life, that the ring you ask her to wear (a symbol of your love together) is a fake? The answer provided by the good doctor and her accomplice is nothing more than a “justification” for our young man to act in poor taste, show very little class, and forever damage his reputation as a man’s man.
The rest of this answer I will provide as if I were speaking directly to the young man.
In my opinion, if your relationship is as strong as I hope it should be, you go to this woman and you sit her down long before the night you “ask” her to marry you. You tell her that you want to provide a beautiful home, a secure financial future, and the love that comes along with it. You ASK her to consider foregoing a real diamond ring temporarily for the good of your financial future. You ASK her for her permission to buy her the real diamond ring she deserves at a later date. Ask her if a simple tasteful gold band or any other substitute would be an appropriate temporary ring. Then if she is in agreement, you both decide on a date and time when the real ring will be purchased.
By approaching your “wife to be” long before you ask her to marry you, you demonstrate a few very valuable characteristics:
1. You are mature.
2. You are sensitive to her needs.
3. You want to share decisions as a joint effort.
In my opinion, if you approach your love in this fashion she will greatly respect you. You may be able to avoid the disaster that awaits you if you take the advice that was given by Flemming and Schwartz. Good luck!




